个人信息
30 years old
Guangzhou City, Guangdong Province
1350013500
SKILLS
Moodys
KMV
DST
StatPro
Microsoft Word
Microsoft Excel
Microsoft Access
Microsoft PowerPoint
Hobby
football
game
Running
riding

Wu Bai Ding

Job intention Finance

PROFESSIONAL EXPERIENCE
AVPROCKLAND TRUST COMPANY
Commercial Loan Officer
2015 - Present

Supervise all facets of the underwriting process including real estate andC&I. 

Foster solid relationships with customers and develop a positive workingrapport. 

Fuel new business development by effectively cross-selling all bankproducts. 

Manage all cash handling tools and investment products that help aidclients in achieving their respective financial goals. 

Maintain a consistent portfolio of existing commercial loan partnerships;also monitor new and existing commercial clientele.

AVPROCKLAND TRUST COMPANY
Portfolio Manager
2012 - 2015

Ensured overall integrity for a loan portfolio valued at $260M; includedprovision of business development support for four different lenders. 

Maintained overall credit quality and compliance with credit policies. 

Oversaw all areas of the title responsibility process. 

Guaranteed the soundness of risk ratings and the condition of credit files. 

Underwrote and structured new money requests, renewals,modifications and credit reviews.Supervised all facets of the approval process including maintaining thesoundness of approval documents. 

Engaged in prospecting and customer service inquiry reply calls asneeded. 

ROCKLAND TRUST COMPANY
Senior Credit Analyst III
2009 - 2012

Facilitated operations for a full-service banking institution. Formulatedlending recommendations for both new and existing client for C&I andcommercial real estate clientele with over $750M in exposure. 

Performed underwriting and complex multimillion-dollar contractnegotiations for clients in all types of industries. 

Analyzed financial statements; also performed historical and projectedcash flow and collateral analysis. Conducted industry and marketresearch as part of the underwriting package development process. 

Assessed risk for commercial customers on an ongoing basis.

BABSON CAPITAL MANAGEMENT
          Performance Analyst
2008 - 2009

Prepared and examined performance measurement reports for aninvestment firm; focused on adherence to compliance standards. 

Distributed standardized, customized and ad-hoc reports in a preciseand timely manner.Assessed evaluation systems, processes and reports in order to detectinefficiencies in numerical calculations and recommend improvementsto help eliminate erroneous information.

TEXT SECTION

Accomplished banker and portfolioexpert with over 10 years ofprogressive experience in the financesector. Possesses great skill in theareas of Commercial and Industrial,Commercial Real Estate andConstruction banking. Adept atworking to efficiently achieveorganizational goals in both groupand independent environments.Proven ability to thrive in highpressureenvironments. Personablewith a client-focused demeanor.

EDUCATION

University of Massachusetts-Amherst                                M.B.A   3.9 GPA                         2011

Cornell University                                                               B.Sc      3.4 GPA                         2004

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